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Within the scope of the exceptional regime established by Law No. 19/2022 in its current wording, and without prejudice to the rules generally applicable to the reimbursement of Pension Savings Plans (PPR), provided for in numbers 1 to 4 of article 4 of the Decree-Law No. 158/2002, from July 2nd, until December 31st, 2023, participants can request a refund of the value of their PPR, without penalty, in the following situations:

- up to the monthly limit of the social support index (up to €480.43/month);

- for payment of loan installments contracts guaranteed by mortgage on property intended for the participant's own and permanent housing, as well as loan installments  for the construction or improvement of properties for own and permanent housing, and deliveries to housing cooperatives in solutions of permanent own housing, being exempt from the obligation to stay at least five years for mobilisation without penalty;

- up to the annual limit of 12 IAS in the early repayment of credit contracts referred to in the previous point.